The Board of Trustees of the Inland Refrigeration & Air Conditioning Health & Welfare Trust Fund maintains your health and welfare and retirement benefits for your eligible participants and their covered dependents.
The Retirement Fund is a defined contribution retirement plan funded by contributions from employers. Click here for more details about the Retirement Plan.
Eligible participants are also permitted to participate in the Southern California Pipe Trades Defined Contribution Fund. Employers must automatically deduct from their wages pre-tax 401(k) contributions in the amount of $0.50 per hour for every hour worked unless they opt-out. Click here for more details about the Southern California Pipe Trades Defined Contribution Fund.
The Southern California Pipe Trades Defined Contribution Fund recordkeeper is John Hancock Retirement Plan Services. Employees may register or log into their SCPT Defined Contribution accounts with John Hancock at myplan.johnhancock.com. For details, they may call John Hancock representatives at (833) 388-6466.
The Guide for Employers explains how to manage your contributions due under the Collective Bargaining Agreement between you and Southern California Pipe Trades District Council No. 16. It describes how your contributions are distributed to various entities to provide your employees and their families with important benefits and to support our industry.
The guide shows how to accurately prepare and submit Employer Contribution Reports and make required payments. It also provides a summary of benefits offered through the Southern California Pipe Trades Administrative Corporation (SCPTAC).
Click here for Employers’ Frequently Asked Questions.
